Currency Optimization Services

Offer retail clients a cloud-hosted smart safe solution for automating cash management and optimizing working capital

Unleash the Cash Control Retailers Need Most

Your retail clients face major cash control challenges due to manual processes, shrinkage, and delayed deposits.

Finally, there’s a way to help.

Benchmark Currency Optimization Services empower your clients with efficient cash handling and logistics via one intelligent platform.

Plus, the solution opens the door to increased fee revenue, deeper client relationships, and more client acquisitions.

The Smart Safe Solution Retailers Can Bank On

We leveraged our resources and connections to build this easy-to-administer hosted smart safe platform with these key components:

Industry-leading smart safe technology
Cash visibility via the web-based XpressControl dashboard—a real-time analytics and reporting tool
Armored courier services
Daily provisional credit
Expert support, installation and training

How Our Currency Optimization Services Work

1. Smart safes automate cash handling and secure funds.

All cash deposited into the smart safe is accurately counted, validated and secured. The device logs all user activity and transaction amounts, creating a clear audit trail.

2. Transaction data is collected in real time.

The XpressControl dashboard, analytics and reporting tool uses connectors and APIs to enable device visibility and real-time data collection from smart safes in retail locations.

3. At the end of each day, retailers receive provisional credit on the funds secured in the smart safe.

Faster access to cash improves retailers’ financial strength.

4. Retailers leverage the XpressControl dashboard to take charge of their retail cash cycle.

The dashboard helps retail managers proactively mitigate risks and ensure cash is moving efficiently through their cash ecosystem. This flexible intuitive command center lets them complete POS balancing, execute queries to investigate out of balance conditions, monitor KPIs, review deposits, assess device performance, and more.

5. Armored courier pickups occur weekly.

Vetted armored courier providers operate under a rock-solid service level agreement to collect bank notes for deposit and deliver funds for cash replenishment.

6. Treasury departments easily access client dashboards to respond to inquiries.

Treasury managers can view cash activities within each client’s account via a single sign-on to provide quick and easy support.

Benefits to Retail Clients

Improved cash handling & process compliance

Faster access to working capital via provisional credit

Reduced cash shrinkage

Cash forecasting to optimize utilization

Decreased armored courier expenses and change order fees

Reduced safety risks and lower insurance costs

Improve How Cash Moves

Start offering the efficient smart safe program your commercial clients need. Tap into the growth opportunity our Cash Optimization Program brings to financial institutions.

Add-on Solutions

Offer commercial clients additional options for transaction efficiency.

The XpressCash solution boosts the performance of cash recyclers, creating an end-to-end cash automation solution that optimizes cash handling processes with speed, accuracy, security and control.

XpressScan is a Check 21-compliant RDC solution that facilitates deposits into any financial institution. The solution brings efficiency to multi-user environments while ensuring timely and secure deposits.